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What it is: These are low-cost loans to purchase assistive equipment. Different programs will different requirements for income and what they will finance.

To find programs: Try a computer search of “Alternative Financing Program” and your state. Not every state has a program but most appear to.

States with AFPs: Alabama, Arizona, Arkansas, Delaware, Florida, Georgia, Guam, Hawaii, Iowa, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Montana, Nebraska, Nevada, New Mexico, New York, North Carolina, North Dakota, Oklahoma, Pennsylvania, South Carolina, Utah, Vermont, Virgin Islands, Virginia, Washington, Wisconsin, and Wyoming.

To locate your AFP: Able Data has a complete listing, along with other resources. Go to this web site. http://www.abledata.com/abledata.cfm?pageid=113573&top=16040&ksectionid=19326&stateorganizations=1

You can also go to your state’s website, or call the state and ask for information.

To apply:  Follow the instructions for your state. Different agencies are responsible for this program in different states.

Another source of the complete listing: http://www.resna.org/AFTAP/state/index.html.